Fax someone else's ID card and household registration book to the bank to apply for a credit card is in violation of Article 28 of the Measures for the Administration of Bank Card Business, and the bank will not apply for a credit card for them.

Article 28 of the Measures for the Administration of Bank Card Business:

Individuals applying for bank cards (except stored-value cards) shall provide their valid identity documents specified by the public security department to the issuing bank, and open a registered account for them after passing the examination by the issuing bank; To open a basic deposit account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.

Provisions on Information Processing of Online Verification of Citizenship by Banking Financial Institutions (for Trial Implementation)

Article 4 When banking institutions handle the following RMB businesses, if laws, regulations or departmental rules require verification of relevant individual identity cards, they shall conduct online verification:

(1) Bank account business, including opening and changing personal savings accounts, personal bank settlement accounts and corporate bank settlement accounts.

(2) Payment and settlement business, including bill settlement business, bank card settlement business and remittance business.

These Provisions refer to the banking business that should be inquired online as the prescribed business.

In order to strengthen internal management, banking institutions can also conduct online verification when handling other banking business except the prescribed business.