Hello, if you are using our credit card, you can withdraw money in local currency when withdrawing money overseas. The cumulative daily cash advance amount of each domestic card shall not exceed RMB 2,000; the cumulative daily cash advance amount of each overseas household shall not exceed the equivalent of US$1,000, and the cumulative total within one month shall not exceed the equivalent of US$5,000. , the accumulated value within 6 months shall not exceed the equivalent of US$10,000.

In addition, cash advance loans will incur corresponding handling fees and interest.

Handling fee: The handling fee for domestic RMB cash advance is calculated as 1% of the amount of each cash advance. The minimum charge is RMB 10 per transaction. The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is 1% of the amount of each cash advance. The handling fee is calculated as 3% of the amount of cash borrowed, and the minimum charge is ￥30 yuan or $3 US dollars per transaction;

Interest: Cash advance transactions do not enjoy interest-free repayment treatment, and the daily interest rate is RMB 10,000 from the transaction date. Interest will be charged on a 5/5 basis until the repayment date, and compound interest will be charged on a monthly basis.