2. ICBC: annual credit card fee in 25 yuan. If you spend 5 times a year or the amount reaches 5 yuan, you can avoid the annual fee of the year.

3. Agricultural Bank of China: the annual fee is free in the first year. From the second year onwards, the annual fee for gold cards is dual-currency 2 yuan and that for Puka dual-currency 1 yuan. The annual fee for personal single-currency gold cards is from 16 yuan and Puka 8 yuan. Credit card spending for 5 times in the first year is exempt from the annual fee for the second year.

4. Bank of China: Great Wall Credit Card quasi-debit card Jinka 1 yuan, Puka annual fee 2 yuan; The annual fee for the Gold Credit Card is 15 yuan, and the annual fee for the Puka Credit Card is 5 yuan. Users who apply after March 1 are exempt from the annual fee for the first year and the annual fee for the next year after spending five times; The annual fee of BOC Credit Card is free in the first year, and the annual fee of the following year is free after five swipes. The annual fee of BOC series credit cards is different, for example, the annual fee of city card is 1 yuan.

5. CCB: Gold card and general card are exempt from the annual fee for the first year, and the annual fee for the next year is exempt from the annual fee for spending three times a year. Gold card annual fee 16 yuan, Puka 8 yuan.

6. China Merchants Bank: the annual fee is free in the first year, and the annual fee for gold card is 3 yuan in the second year, and the annual fee for general card is 1 yuan. If you spend 6 times a year (unlimited amount), the annual fee for the next year is free.

7. Pufa: Gold card and Puka are free of annual fees in the first year. In the first year, the gold card spending amount is over 5, yuan, and the Puka spending amount is over 2, yuan, so the annual fee for the second year is exempted.