Legal subjectivity:

Prosecutions for overdue credit cards are generally not prosecuted at the place of residence, but at the defendant's habitual residence. Under normal circumstances, civil lawsuits filed against citizens shall be under the jurisdiction of the People's Court of the place where the defendant is domiciled; if the defendant's place of domicile is inconsistent with the place of habitual residence, the People's Court of the place of habitual residence shall have jurisdiction. Civil lawsuits filed against legal persons or other organizations shall be under the jurisdiction of the people's court where the defendant is domiciled. Legal objectivity:

Article 23 of the Civil Code: Litigation initiated due to contract disputes shall be under the jurisdiction of the People's Court of the place where the defendant is domiciled or where the contract is performed. Article 24: Litigation initiated due to insurance contract disputes shall be under the jurisdiction of the People's Court of the place where the defendant is domiciled or the subject matter of the insurance is located. Article 25: Litigation arising from bill disputes shall be under the jurisdiction of the people's court at the place where the bill is paid or where the defendant is domiciled.