1. No, repaying your credit card on time after installment will not affect your personal credit report, but it will leave a record of the installment application in your credit report. There will be no record of overdue repayment after the installment. On the contrary, it can develop a good personal repayment record.

2. However, this must be done to a certain extent. If you apply for installments every month and use a lot of the quota, it may affect the approval rate when applying for a mortgage, because the bank will think that the cardholder The repayment ability is not very strong, so I applied for installment repayment in each period.

Will frequent installments of credit cards affect credit reporting?

1. As long as the credit card is not overdue, frequent installments of credit card holders will not have any impact. If users are overdue and make frequent installments, it will affect the personal credit of most users.

2. The greater the user's unpaid amount, the greater the impact on the loan. Judging from the current situation, credit card installment repayment will not affect personal credit score unless the payment is overdue.