There will be no impact. Minsheng Bank’s repayment period is 3 calendar days, and there will be no impact on repayments during this period. Each bank will set a certain grace period, which generally won't have much impact.

In fact, the bank provides a repayment "time tolerance" service and adds repayment reminders. That is to say, on the due date of the repayment, if the cardholder fails to repay in time, there is a grace period. If the money is repaid within the grace period, there will be no penalty interest and it will not be uploaded to the credit reporting system. .

The credit card repayment grace period of different banks is also different. The credit card tolerance amount is between 0-10 yuan, and the tolerance period is 3-9 working days. Some banks have no regulations on the arrival time, some before 15 o'clock, before 18 o'clock, before 24 o'clock, etc. When a credit card is overdue, each bank will report the credit report to the central bank at different times, which can be divided into the following situations: the credit report will be reported immediately after the repayment date, the credit report will be reported after the grace period, and the credit report will be reported on the next statement date.

:China Minsheng Banking (CMBC) is China’s first national joint-stock commercial bank mainly initiated and established by private enterprises. It was officially established in Beijing on January 12, 1996. China Minsheng Bank is the first national commercial bank established by private capital in mainland China. It was established on January 12, 1996 and is headquartered in Beijing. Cultural Concept Minsheng Bank has always adhered to the principle of "running a bank in a disciplined manner, running a bank in a down-to-earth manner, and using your brains to run a bank." The bank is mainly engaged in collecting deposits from the public, issuing loans, handling domestic and foreign settlements, and other businesses approved by the banking regulatory authority of the State Council. It was listed on the Shanghai Stock Exchange on December 19, 2000 and the Hong Kong Stock Exchange on November 26, 2009. On August 26, 2021, Minsheng Bank disclosed its 2021 semi-annual report. In the first half of 2021, Minsheng Bank achieved net profit attributable to the parent company of 26.556 billion yuan, a year-on-year decrease of 6.67%; it achieved operating income of 87.775 billion yuan, a year-on-year decrease of 10.53%.

Through 24,064 branches across the country, 30,089 ATMs and 1,171 overseas agent banks around the world, the Agricultural Bank of China has the widest branch network system and leading information technology advantages to surpass the world. Providing convenient, efficient and high-quality financial services to 350 million customers.