Credit card installment includes bill installment and consumption installment, and consumption installment is handled at the same time. If the consumption time is before the bill comes out, the first phase will be paid in the current period. If you spend it in installments after payment, the bill will not be issued until next month.

2. There are transactions that cannot be repaid in installments:

Credit card installment has restrictions on transaction types, such as cash withdrawal, installment arrears, credit card penalty interest and other self-funded, RMB funds that have applied for foreign exchange purchase, real estate transactions, pre-authorized transactions, etc. You can't pay by installment. If the installment is unsuccessful, there will naturally be bills.

3. Transactions with temporary restrictions:

The temporary line will not be used until the fixed line is used up, but the installment is only applicable to the used fixed line that meets the requirements. The used temporary line cannot be used in installments, and it is included in the minimum repayment amount of the bill at one time and needs to be repaid in full. After this installment, there will be a temporary limit transaction and the bill will be issued.