first, platinum is written in English on platinum cards. In addition, the audit standard of platinum card is very high, and the annual fee is also very high, and most of them are unavoidable. When you fill in the form, you can't approve it unless you indicate that you are applying for a platinum card.

2. The credit card grades of China Merchants Bank are: Black Gold Card, Unlimited Card, Platinum Card, Gold Card and General Card.

3. functions of VISA platinum credit card: 1. courtesy of five-star merchants; 2. Extraordinary travel experience; 3. Leading points plan; 4, enjoy playing high balls; 5. Platinum Health Care; 6. Exclusive secretarial services.

Distinguish between gold card and platinum card:

1. The maximum amount of gold card is RMB 5,; According to the information submitted by you, the relevant audit department will make a comprehensive evaluation of the amount of platinum credit card. Generally, the amount of platinum credit card is a fixed amount of RMB 5, plus a temporary amount adjusted for you voluntarily every month. At that time, you can use the sum of the two parts for credit card consumption.

2. Annual fee: gold card is RMB 3 yuan per card per year; classic platinum credit card is RMB 3,6/year/card for main card and RMB 2,/year/card for supplementary card. _ Annual fee for exquisite Platinum Credit Card and UnionPay Platinum Card: 8 yuan/year/card for the main card and 3 yuan/year/card for the supplementary card. _ Express Centurion Platinum Card: the annual fee for the main card is 3,6 yuan/year/card, and the annual fee for the supplementary card is 1,8 yuan/year/card. Benefits: Gold card holders can enjoy more credit card benefits and convenience. For example, overseas, we provide free emergency replacement cards and other services for gold card holders. The credit card limit is comprehensively evaluated according to the financial proof submitted by the customer.

generally, relatively high-quality customers will approve gold cards. In theory, the upper and lower limits of gold card and general card are the same. In fact, generally, gold cards will be issued according to customers' requirements if they exceed 8. After spending a certain number of times, Puka and Gold Card will be exempted from the annual fee, etc. There will be certain discounts, and the annual fee of Gold Card will be higher than Puka. Platinum cards are generally not exempt from the annual fee, and the services they enjoy are relatively high, which varies from bank to bank, but the general airport VIP service, high quota (1, or even higher than 3,), special VIP channel. Therefore, the platinum card is used by high-end customers in the true sense. Puka and Gold Card only distinguish ordinary customers from high-quality customers.