How long does it take to apply for a credit card by card? If you have no job and no income, as long as you have a credit card in use, you can apply for another one at a bank that supports card application. credit card. So, how long does it take to apply for a credit card with a card? Is the processing time shorter than the normal application time? Let’s take a look below. Applying for a credit card is very simple. As long as the credit card you hold has been used for more than half a year, the credit limit is 5,000 yuan or more, the card has not been overdue, and the total number of credit cards you hold does not exceed 3, you can use this credit card as your application. Card materials to apply for a credit card from another bank. Most banks can only apply for a card at the counter, so if you want to apply for a card by card, you only need to fill out the application form at the counter and provide a copy of your ID card and a copy of your credit card. As for how long it takes to apply for a card, generally the card processing speed is about the same as the normal counter processing speed, or even a little faster. After filling in the application form and submitting the required information, the bank branch will submit your application form and information to the credit card center of the head office for review, which generally takes 7 working days. Under normal circumstances, the credit card center will complete the review within two working days after receiving the applicant's information. After passing the review, it will use two 2 working days to produce the card. After the card is successfully held, the card will be sent by registered mail. Go to the delivery address filled in when applying for the card. In this way, from card application to review and then to the first card, the total time required to apply for a card with a card will not exceed 20 days. If there is a holiday, the time for issuing the card will be postponed. Finally, I would like to remind everyone that although applying for a card by card can improve the speed of credit card approval and the probability of card issuance, whether you can apply for a card and obtain a high-limit credit card depends on the cardholder's card use record, assets, financial situation. If you have a good card usage record, you will undoubtedly get extra points for applying for a credit card, but whether you have strong assets is the key to being approved for a high-limit credit card.