1. Weihai Bank is a bit irregular, involving dark places, and releasing water is to prevent money, that is, to lend usury. But not everyone borrows it. So take a relatively gentle method to achieve the goal, that is, what you call lowering the accuracy. The RRR cut can also increase the amount of money circulating in the market, but it does not affect the total amount of money. The RRR cut is to reduce the bank deposit reserve, and the reduced amount can be added to the market. Therefore, there are many measures to release water, and the RRR reduction is only one of them.

2. When approving credit cards, banks will comprehensively score your work nature (private, state-owned, high-risk industries, such as KTV), income, social security, provident fund, individual tax, credit (overdue, holding multiple bank credit cards at the same time, debt ratio, etc.), education and other aspects to determine whether to approve the card and the credit limit. In other words, if The quota will not be much worse. If your own conditions are not up to standard, it is not easy to get a card no matter where you are. After all, banks have to control risks, so how can they release water?

3. The bank cards of Weihai Bank belong to UnionPay cards. As long as they are UnionPay cards, you can withdraw money from ATMs marked with UnionPay cards. At present, domestic bank cards and ATMs should all be connected with UnionPay. But money should not be withdrawn at other bank counters. Moreover, Weihai bank card cross-bank withdrawals are free of charge for the first few monthly payments. In addition to the four major state-owned banks, there are CITIC Bank, Bank of Communications and Weihai Commercial Bank in Weihai (this one seems to have no credit card).

1. Calculation of repayment time by bank card:

1. In 1 yuan, your billing date is 27th, so you have a 2-day interest-free repayment period. As long as you pay off the consumption amount on 17th of next month, you won't incur any expenses. You still have a minimum repayment amount. The minimum repayment amount for your consumption of 1 yuan is 1 yuan. As long as you make the minimum repayment before 17th, your credit will not be affected, and no late payment fee will be charged. However, interest will be charged on the unpaid part from the date when your consumption is recorded, and the interest will be .5 ‰ per day.

2. It is cash withdrawal. It will be calculated on the day of cash withdrawal, and you will be charged five ten thousandths of interest. You must pay back all the cash withdrawal 1 yuan and interest before 17th of next month, and no other expenses will be incurred.