How to convert Everbright’s temporary limit to a fixed limit: apply for a supplementary card (supplementary card).

The steps for converting Everbright’s temporary credit limit into a fixed credit limit:

1. Open the Sunshine Hui Life app — Selection — More — Card Services — Additional Card Application;

2. To apply for your family members who are over 12 years old, just use the front and back of your ID card.

Operating environment: iphone12ios14.7 Sunshine Life App: V5.2.0 version

1. China Everbright Bank (CHINA EVERBRIGHT BANK, Everbright Bank) was established in August 1992. It is a national joint-stock commercial bank established with the approval of the State Council and the approval of the People's Bank of China. It is headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.

2. Conditions for converting Everbright’s temporary limit into a fixed limit:

(1) Everbright card must have a temporary limit;

(2) In hand The Everbright Credit Card has the authority to apply for an additional card.

The card types that can apply for supplementary cards include: Everbright Sunshine Credit Card, Everbright Elite Credit Card, Everbright Credit Card, Everbright Mr. Fashion Credit Card, Everbright Sunshine Yiren Titanium Card, Everbright Yanhuang Credit Card.

3. Things to note when converting Everbright’s temporary credit limit to a fixed credit limit:

(1) If you want the temporary credit limit to be converted to a fixed credit card successfully, the temporary limit of the primary card must be certain when you apply for a secondary card. As long as it is in use, there is no effect if there is a temporary limit but not used;

(2) You can apply for a supplementary card with your relative's ID card, but this person must not have an Everbright credit card.

4. Temporary limit: The bank will increase the credit limit of the cardholder within a certain period of time, and will return to the previous fixed limit after expiration. According to bank regulations, generally the temporary limit will be increased by 20% on the basis of the permanent limit, and has a certain validity period.

5. Fixed limit: Fixed limit is the "credit limit", which refers to the credit limit that is determined by the card-issuing bank based on the cardholder's credit status and can be used within the validity period of the card.

6. Methods to increase the fixed limit:

(1) When you usually use a credit card for consumption, you must pay it back in time. Timely repayment will help improve your credit. Of course, you can also pay it in advance. When repaying, be sure not to incur an overpayment fee;

(2) Swipe your card as much as possible, preferably in a circular manner, so that each time you swipe your credit card's current limit.