Introduction to automatic repayment of Bank of China credit cards:
1. You can use a Bank of China debit card with the same ID number in your name (supports binding of second-category accounts, but is restricted by its rules. Automatic repayment may be affected), current savings passbook, local and foreign currency current passbook, Great Wall RMB credit card or debit card with UnionPay logo from another bank under my name for monthly regular repayment. The repayment method of the supplementary card is the same as that of the main card and cannot be set separately.
2. Full deduction: After successful repayment, you will enjoy interest-free repayment of the current bill (except for overdraft cash withdrawal transactions); Deduction from the minimum repayment amount: Successful repayment will not have an impact on your credit report , but the bill is not repaid in full, the bank will charge interest; if the repayment amount is less than the minimum repayment amount, interest and repayment penalties will be charged and the credit report will be affected; please ensure that the repayment account has sufficient funds and is in normal condition.
3. For dual-currency cards, you can choose "repay all outstanding balances in RMB" or "repay in RMB and foreign currencies in corresponding currencies."
4. There is no charge for the automatic repayment service of Chinese credit cards.
(Answer time: September 26, 2023)
The above content is for your reference, please refer to the actual business regulations.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.