Credit card data processing usually takes three working days. If it passes the examination, whether it passes or not, the bank will carry out the main process of printing the applicant's business card, so if so, you can start printing the business card, but it will be sent to the address provided by the applicant after the business card is printed.

Can I overdraw when the credit card limit is used up?

You can also overdraw when your credit card is used up. In general, you can overdraw your credit card 10%. The total overdraft is actually a hidden credit card limit. But when people use credit cards to overdraw 10%, the cardholder must pay 10% overdraft fee.