2. Platinum card annual fee is 580/ card/year for the main card and 300 yuan/card/year for the auxiliary card. In each card year, the annual fee for the current year will be exempted if the accumulated credit card consumption and cash withdrawal reach 65,438+00 (unlimited amount).
Skills to improve the quota:
1, continuous frequent credit card consumption; Persistence means that after you have a credit card, you should insist on long-term credit card consumption. It is best to have a credit card spending limit every month for more than three consecutive months. Don't freeze it for a long time.
The frequency is to swipe your card anywhere you can, regardless of the amount. The more credit card times and services, the better. If you swipe your card at one time, it is easy for banks to think that there is a suspicion of cash withdrawal by credit card, and it is difficult to increase the quota.
2. Adhere to the application and seize the opportunity to apply; Insist on applying and seize the opportunity to apply, and have both. For credit card users, you can insist on telephone application to increase the credit card limit, because different customer service or staff have slightly different attitudes and principles in handling this application. Maybe the last one failed and the next one passed. Sticking to the record left by telephone application will also help to increase the application amount in the future.
Extended data:
Precautions for credit card use:
1, full repayment to avoid cyclic interest; Although banks emphasize the interest-free period when popularizing credit cards, most people are not very clear about the rules of interest-free period, so they spend a lot of money. When repaying, they must repay in full to avoid greater losses.
2. Temporarily increase the credit limit to avoid credit card off the charts; In fact, every credit card has a hidden limit. When you swipe your credit card, it is easy to use the over-limit amount, and once you use the over-limit amount, it means paying a high over-limit fee.
3. The minimum repayment amount must be paid in full to avoid late fees; In our daily life, we often encounter the situation that the capital turnover is ineffective. At this time, you can choose to pay the minimum repayment limit, which can ensure that your personal credit record will not be affected and will not generate too many late fees.
References:
China Construction Bank official website _ Credit Card Channel
Baidu Encyclopedia _ Credit Card Limit