If your credit card is being harassed, you can collect evidence and report it, or call the police for help. If the problem still cannot be resolved, you can file a lawsuit in court. Regarding the issue of how to complain about credit card harassment, the editor will give you a detailed answer below.

1. How to complain about credit card harassment 1. Collect evidence and report in a timely manner If a bank or collection agency harasses cardholders with text messages, bombards them with phone calls, or exposes cardholders’ private information or even explodes communications Wait, then you need to collect valid evidence such as phone recordings and text message screenshots, and report it to the Banking Regulatory Bureau, the police and other institutions, or make a complaint on platforms such as Jucomplaint. 2. Call the police and ask the police for help. If you go to the police just because your credit card is overdue and your credit card is being collected, the police will generally not care because it is a civil dispute. However, if violent collection behaviors such as illegal detention, defamation and insults, physical conflicts, etc. occur during the collection process, you can call the police in time and seek help from the police. Of course, you also need to collect relevant evidence. 3. Sue in court. If a collection agent violates the cardholder’s privacy and reputation rights by violent collection, such as sending group photos of address books, posting rumors, etc., the cardholder can keep the evidence and file a lawsuit in court to protect his legal rights through legal means. Rights and interests, and at the same time, you can ask the debt collector to compensate you.

2. How long does it take for a credit card to be overdue to be put on the credit blacklist? 1. If a credit card is overdue for more than 90 days, it will be blacklisted. 2. Under normal circumstances, if a personal credit card bill is overdue, the bank will collect the debt from the debtor in accordance with relevant regulations in the first three months. If the collection is successful within these three months. Then the bank will not take the next step of collection action. 3. If within three months, the bank fails to collect the credit card, then according to the law, if the credit card is overdue for 3 months and fails to collect the credit card, the bank can take legal proceedings.

3. How to resolve the overdue credit card with the bank 1. First, contact the credit card center as soon as the credit card is overdue and explain the reason for the overdue. 2. Second, inform the bank of your income and propose a follow-up repayment plan. 3. Third, repay the debt on time according to the repayment plan, and try to pay off the debt in advance if funds allow. If your credit card is harassed, there are several ways to solve it, including reporting to the relevant authorities, reporting to the public security bureau, etc. Overdue credit cards will have an impact on your personal credit report. If we personally have credit report problems, then we can Repay your credit card in time to restore your credit score. The credit score is recorded for five years. As long as you use your credit card properly and repay your credit card in time, your credit score will be restored. The above is the content compiled by the editor. If you encounter a dispute, you still need to analyze the specific issues in detail. If your problem cannot be solved, you can consult a creditor and debt lawyer.