1. Peony dual-currency credit card: 5% of the outstanding minimum amount, with a minimum of 1 yuan or 1 Hong Kong dollar or 1 euro, and a maximum of 500 Hong Kong dollars or 1 00 dollars or/kloc-in 500 yuan.
2. Peony RMB credit card: 5% of the outstanding minimum repayment amount. The lowest is 1 yuan, and the highest is 500 yuan.
3. ICBC's credit card late payment fee is charged monthly, and the proportion of each charge is 5% of the unpaid part of the minimum repayment amount.
If the minimum repayment amount is not paid in full before the due repayment date for more than two consecutive times (inclusive), the bank has the right to stop using the card.
I. China Industrial and Commercial Bank Credit Card
ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
2. Peony quasi-credit card is a quasi-credit card issued by China Industrial and Commercial Bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Peony quasi-credit card can be used in China, Macau, China, China, and UnionPay acceptance points in Thailand, South Korea, Singapore and other countries for settlement, and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on. This peony quasi-credit card is a quasi-credit card with China characteristics, which has no precedent in other countries in the world. The appearance of this quasi-credit card is a reflection of the imperfection of China's credit system. Peony quasi-credit card has stopped issuing. Peony Credit Card and Peony International Credit Card, which truly meet the needs of the public, are the development direction.