I. The bill installment has been issued: after the bill rises, apply for installment before the repayment date.

2. Unpaid bills can be phased: the unpaid part can be phased before or after the bill date.

Tips:

You only need to pay a small amount in installments, and reducing the repayment amount in each installment is of great help to alleviate the repayment pressure. Banks also support this approach.

When issuing bills in stages, take the billing date of a credit card as 10 and the repayment date as an example. Assume that the repayment amount of 10' s bill is 300 yuan, and the operation will be carried out in stages. If it is divided into three installments, and the cost of each installment is 10 yuan, then the repayment amount in this installment is generally 0 yuan, which is 1655 from the next billing date.

Taking China Merchants Bank as an example, the process of bill installment:

First, you can apply directly to China Merchants Bank outlets (this is troublesome and not recommended).

Two, the implementation of online operation, there are two ways:

1, WeChat mode

(1) WeChat pays attention to "China Merchants Bank Credit Card" and realizes the binding of credit card and WeChat.

(2) Click "Review" in the menu below.

(3) The drop-down menu pops up, and select "Bill installment".

(4) In the pop-up message, click "Issued bill installment" to installment the bill on the statement date; Click "Unpaid bill by installment" to pay the unpaid part by installment.

(5) Select "Click to process the bill by installment" to enter the operation page.

(6) In the page, click the amount selection after "Apply for installment" to select the specific installment amount; Select the number of installments, and the installment repayment and handling fee will be displayed below.

(7) After confirmation at the top, select "Apply Now" at the bottom, and after checking the information, complete the installment of the issued bill.

2. The Pocket Life of China Merchants Bank

(1) Log in to China Merchants Bank and select "My" and "My" to review the repayment.

(2) Display the bill amount and pay by installment, and click "Repayment by installment" below.

(3) Only when the number of bills issued exceeds that of 300 yuan can it be phased in. Select the installment amount and number of installments, click "Preview Order" below, check the relevant information, and then confirm to complete the bill installment.

Attachment: China Merchants Bank website.