1. The applicant should be 18~60 years old (25~60 years old for foreigners), have certain economic ability and have a good credit record;

2. The applicant for supplementary card is over 14 years old (inclusive), and the principal cardholder can apply for supplementary card for immediate family members (parents, spouses or children).

Second, the application materials:

1, identification: usually the original ID card or temporary id card;

2. Work certificate: it can be the original work certificate issued by the employer, or a copy of the work permit verified and marked by the sponsor;

3. Financial proof: it can be a salary record issued by a bank, or a document that can prove the financial level such as a house, a car, a deposit, and the market value of an investment;

4. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

Third, the handling process is as follows:

1. The application method is generally to fill out a credit card application form, which generally includes the applicant's name, basic information, economic status or income source, guarantor and its basic information;

2. Submit copies of certain certificates and vouchers to the issuing bank. After truthfully filling out the application form, the customer shall submit the completed application form and relevant credit certificates;

The application form is accompanied by a credit card contract. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.