If you freeze your credit card, you can only pay off your account, not spend it. Distinguish between the following two situations and deal with them in detail:

1, the credit card is in the cardholder's hand, so it is much easier to repay without spending, and the cardholder can insist on not spending before repayment;

If the credit card is not in the hands of the cardholder, it will be relatively difficult. Cardholders can call the credit card center to apply for reducing the available credit card limit, or freeze the card, so that the card can only be repaid and cannot be used for consumption.