Credit card cash withdrawals will incur handling fees and interest. The procedures are different according to the regulations of each bank. Most of them are charged at a one-time basis of 1% of the transaction amount. It can be implemented in accordance with the corresponding bank regulations of the credit card, but the interest is not the same. Similarly, it is charged on a daily basis at 50,000% of the transaction amount, starting from the date of withdrawal until the day before the date of repayment.

For example, when withdrawing 1,000 in cash with a Bank of Communications credit card, the handling fees and interest incurred are:

1. The handling fee is charged at 1% of the transaction amount, with a minimum of RMB 10. For example, if you withdraw 1,000 in cash, the handling fee is 1,000*1=10 yuan.

2. Interest is charged at 0.05% per day. If you withdraw 1,000 yuan in cash, the daily interest is 1,000*0.5=0.5 yuan, calculated from the date of cash withdrawal until the day before the repayment date.

If you have other specific questions, it is recommended that you call the card-issuing bank and we hope they can help you.