Question 1: How to stop using the credit card, call the customer service to bluff and then explain the situation to her. Usually she will persuade you for a period of time, and you insist on returning it. If there is no arrears in the card, it will be automatically cancelled after 45 days.

Question 2: If I don't use my credit card for the time being, can I stop using it? The landlord is really sorry that you have such an idea! The explanation is as follows:

One: once the credit card is activated, it cannot be suspended!

Two: you can't stop using it after paying all the arrears! Just pay the annual fee, 3-6 times a year, or you can spend 3000-5000 yuan without paying the annual fee!

Three: Calculate the interest as usual by reporting the loss!

So your idea won't work!

Question 3: Can I use the deactivated credit card again? If the credit card is overdue, please pay off the arrears and apply for unfreezing the credit card. If the bank has not approved the unfreezing of the credit card, it can no longer use the credit card. You can only apply for cancellation of your credit card.

Question 4: Can I stop my credit card? Credit cards can only be cancelled, and there is no card stopping procedure.

The safest way for cardholders is to report the loss first and then cancel it, because the credit card articles of many banks stipulate that the losses before the loss of credit cards are borne by the cardholders, and the losses after the loss report takes effect are borne by the cardholders.

If the cardholder is unwilling to pay the loss reporting fee and wants to cancel the credit card directly, he should also pay attention to the following three issues.

One is to confirm whether to close the account after 46 days. Credit card cancellation is generally handled through telephone banking, but telephone banking was not successful at that time. Generally, the cardholder should call the bank to confirm whether to cancel the account 46 days after returning the card, so as to avoid the bank failing to return the card for some reason, but the cardholder thinks that the card return is successful, which will cause unnecessary trouble in the future.

The second is to pay off all arrears in time. This debt includes not only the account debt, but also the annual fee. If we pay attention to the former and ignore the latter, the cardholder's card may be in arrears after cancellation. Therefore, you must ask clearly when you cancel your card, and never leave a penny in debt.

Third, cut off the magnetic stripe when selling cards. If the card is complete, it may be used in some consumer places that only need to check the information. The best way is to cut the magnetic stripe into pieces and throw it into different garbage dumps to prevent people with ulterior motives from stealing it.

Question 5: I don't want to use a credit card. I haven't paid back the money yet. Can I stop using it? If I want to stop using my credit card, I have to pay off my credit card and cancel it. If you stop using it and don't pay back the money or cancel it after paying it off, you will always generate interest because the credit card has arrears, and the amount of arrears in the card will increase over time. As a result, personal debt will increase and credit will be affected.

Question 6: How can I stop using China Merchants Credit Card if it is cancelled?

Call the bank credit card center to inquire about cancellation;

You can cancel your credit card by phone;

Cancel the credit card at the bank counter:

① Prepare the ID card;

2 Pay off the arrears;

③ Go to the bank counter to cancel the business.

Note: If you need to use a credit card after cancellation, you can reapply.

Question 7: Can I apply for suspension of credit card use? Hello, if it is a credit card of China Merchants Bank, because Baidu is a third-party public network platform, we can't directly verify your actual personal data. Please call our customer service hotline to negotiate repayment-enter the account opening certificate number #-check the password and enter the manual.

Question 8: How to stop using credit cards? Make sure you don't owe money, call customer service and tell you to cancel. Then you cut the card yourself, mainly destroying the magnetic stripe, your name and the three digits on the back of the card.

Question 9: How to deactivate the ICBC credit card? Your 50 yuan should be an annual fee, and you can't cancel it until you return it. Remember in the future, don't activate unused cards, and you don't need to charge an annual fee if you activate them. Generally, you can avoid the annual fee by swiping your card for 6 times, without any restrictions. I think you may not only earn 50 yuan now, but also generate interest. Call customer service (there is a phone on the back of the card) to find out the difference, and then you can apply for cancellation.

Question 10: How to deactivate the Bank of Communications credit card? What are the specific steps? 1, first confirm whether there is any arrears in the card.

2. Change all the points that can be exchanged in the card (this step that does not need points or is too troublesome can be omitted). 3. Call customer service at 800-9888888 or 02 1-53529888, indicating that you don't need this card, just cancel it.

How to stop payment of CCB credit card

1. First, the cardholder needs to cancel the account with Chen Qing Customer Service and fill in the corresponding application form for credit card cancellation. Customer service can cancel the card after verifying the identity information of the cardholder. However, if the credit card has arrears, including annual fees and handling fees, you need to pay off the corresponding arrears before you can cancel the card.

2. At present, CCB credit card users can also directly call the CCB credit card hotline (to manual) or call 95533 (to credit card customer service), and then directly apply to customer service for card cancellation. And provide your own relevant identity information so that customer service can check the information.

Generally speaking, when the cardholder applies for canceling the card, the customer service will advise you to continue using it. So if you really want to cancel the credit card of CCB, you must be tough. After checking the credit card and cardholder information, the customer service can handle the card refund business.

How to cancel the credit card of ABC? How to stop?

Hello, regarding the cancellation of credit cards, please consult our credit card customer service center, the service hotline is 4006695599 (dial 021-61195599 in areas where 400 has not been opened; Overseas service hotline: 86-21-61195599);

Platinum credit card service hotline: 4006 195599 (if 400 areas are not opened, you can call 021-61295599; Overseas service hotline: 86-2 1-6 1295599).

Tips: "400-" is charged according to the local telephone standard; "02 1-" is charged locally in Shanghai according to local telephone standards, and in other areas according to long-distance charges.

(Answer time: June 2022 17. In case of business changes, please refer to the actual situation. )

How to disable the credit card on my mobile phone?

Call the customer service phone of the credit card center and follow the voice prompts. It should be noted here that some banks do not support credit cancellation over the counter.

There is a 24-hour customer service phone number on the back of the credit card. You can call to cancel. Follow the telephone prompts to find human service and explain the situation. The customer service staff will handle it for you, but it won't be cancelled at that time. This will take several working days.

You can also go to the credit card bank and cancel it at the counter. Not necessarily an account bank. For example, the credit card of Bank of Communications can be handled at any Bank of Communications. However, the premise is that you must ensure that the credit card has no arrears before you can cancel it. And it must be in person.

Extended data:

If the credit card is no longer used for personal reasons, it is recommended to cancel it immediately after paying off the money. You can keep the following conditions:

1, for credit cards that have not been issued, even if they are not going to be activated, they should be cancelled, otherwise an annual fee will be charged. It is recommended to cancel the credit card within one month after issuing the card, and no later than 12 months. What needs to be reminded here is that the bank counter does not provide credit card cancellation service. Most banks require cardholders to call the customer service of the bank's credit card center to apply for cancellation of their credit cards. There is a customer service phone number corresponding to the credit card center on the back of the credit card.

2. For credit cards that have been used normally, you must pay off the arrears before you can apply to the bank for cancellation. After the bank agrees and registers the account cancellation, the credit card will enter a 6-month freeze period (also called risk period, the specific time may vary from bank to bank, usually between 45 days and 6 months). If there is no new debt on the card during the freezing period, the card will be officially cancelled after the freezing period.

3. After the card is successfully cancelled, it is best to cut the credit card magnetic card yourself. In addition to the fact that credit cards cannot be cancelled due to arrears, some people save more money than they owe when they repay, resulting in a balance on their credit cards and the inability to return them. Suggest spending the balance.

There is no need to stop the credit card.

First, you can contact the credit card customer service phone, WeChat customer service or QQ customer service to cancel the registration.

Second, whether the cancellation of credit cards will affect the credit history.

Nowadays, many people know that credit cards are linked to credit records. Whether credit card cancellation will affect credit is a problem that everyone, including myself, will be very concerned about.

The answer is: for credit cards with standardized use and no overdue records, if the card is cancelled, there is no balance and no arrears, it will have no impact on personal credit records. However, if the cardholder has an overdue bad credit record in the process of using the card, or there are outstanding debts on the card when the card is cancelled, it will have an impact on the personal credit record. For credit cards that have left bad records, it is impossible to cancel and remove bad records. The correct way is to continue to use the card, keep a good repayment record, and cover the old bad credit record with a new good credit record in the future.

3. Is it risky to sell only cards and not accounts?

In order to avoid unnecessary trouble, it is best to cancel the account when canceling the card. In addition, if you only sell cards but not accounts, you are an old account in this bank, not a new account. Even if you apply again, there will be no discount for new users.

4. Do inactive credit cards need to be cancelled?

Generally speaking, there will be no annual fee if the credit card is not activated, but there are some high-end cards and credit cards with special materials, such as high-value platinum credit cards, which will generate annual fees even if they are not activated. In addition, as long as the card is issued, whether it is activated or not, it will be reflected in your credit report, occupying your total credit line, and once there is a record of overdue repayment, it will affect your personal credit report. Therefore, inactive credit cards should be cancelled in time if they are not used. When we apply for a card, we must think clearly whether we want this card or not.

5. Is everything all right after the credit card is cancelled?

After the cancellation of the credit card, the invalid credit card must be cut along the magnetic stripe to prevent the credit card from being stolen. In addition, if the credit card has been lost and you want to cancel it, in order to ensure safety, it is best to report the loss first and then cancel it.

6. Don't use the cancelled credit card during the "settlement period". Some banks will have to wait for an "account clearing period" of about 45 days when customers cancel their accounts to ensure that the card can be cancelled without any delay in the transaction. During this "account clearing period", the cardholder must be careful not to use the credit card for any transaction, otherwise it will lead to the failure of card refund. After the "settlement period", the bank will automatically cancel your credit card. To be on the safe side, you can also call the bank to confirm.

So much for the introduction on how to stop using credit cards.