Applying for a bank card in China usually requires proof of employment, but some credit cards and debit cards of China Merchants Bank do not require proof of employment.
In China, applying for a bank card usually requires identification documents and employment certificates. Work certificate usually refers to a certification letter or social security card issued by the unit, which is used to prove the applicant's work status and income level. However, China Merchants Bank can provide some credit card and debit card application services for people with certain credit records, and no proof of employment is required. These cards mainly include "Pearl Edition", "Gold Card", "Black Card", etc. You need to first open a "Deposit + Financial Management" account at China Merchants Bank and deposit a certain amount of regular savings. In addition, China Merchants Bank has also launched a chip-based "big card", which can realize various functions such as payment, deposit, investment, financial management, etc., and also does not require proof of employment. It should be noted that even if you do not need to provide proof of employment to apply for some China Merchants Bank cards, you still need to meet certain conditions and standards, such as a good credit record and sufficient bank account balance.
Even if you don’t need a proof of employment, what else should you pay attention to when applying for a China Merchants Bank Card? Although you do not need to provide proof of employment when applying for a China Merchants Bank card, you still need to pay attention to some details. First, you need to maintain a good credit record and bank account balance to improve your application success rate; second, you need to carefully understand the functions and usage rules of various cards, and reasonably choose the card type that meets your needs.
In China, you usually need to provide proof of employment when applying for a bank card. However, China Merchants Bank can provide credit card and debit card application services for people with certain credit records, and no proof of employment is required. However, applying for a China Merchants Bank card still requires meeting certain conditions and standards, and carefully understanding the functions and usage rules of various cards. Hope this information helps.
Legal basis:
Article 28 of the "Measures for the Administration of Bank Card Business of the People's Republic of China" Individuals applying for bank cards (except stored-value cards) shall apply to The card-issuing bank shall provide a valid identity document required by the public security department. After the card-issuing bank passes the review, it will open a registered account for the card-issuing bank. Any unit that opens a basic deposit account at a financial institution in China shall present an account opening license issued by the People's Bank of China. Apply for a corporate card; the bank card and its account can only be used by the cardholder approved by the card-issuing bank, and may not be rented or lent.