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Are all those with visas credit cards?

Not all those with Visa are credit cards. Visa also issues debit cards and prepaid cards. However, most of the bank cards with the Visa logo issued in China are credit cards.

Visa credit card is an international credit card product that can be used globally and has the function of interest-free overdraft for consumption. When applying, you need to provide proof of income, employment certificate and other relevant supporting documents.

visa is an international card organization, operated and managed by Visa International Organization located in San Francisco, California, USA.