1. What should I do if all the 10 credit cards are overdue?

10 credit card can be paid in installments, or there was a minimum repayment limit at that time. If the bill is not returned in time before the due repayment date, the minimum repayment amount will be charged with liquidated damages and interest, and it will affect your personal credit. 5% of the unpaid minimum repayment amount will be charged as liquidated damages. Interest is charged from the bookkeeping date (usually the second day after consumption) for all consumption in the current period, with interest of five ten thousandths per day until it is fully paid off.

2. What are the credit card repayment methods?

1, online repayment

At present, the common online repayment methods in China are: UnionPay Online, Quick Money, Shengfutong, Alipay, etc. Choose different platforms and banks, and the charging standards and specific arrival time are different.

2. Inter-bank transfer/remittance repayment

Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.

3. Counter repayment

Counter link refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.

4. Payment by letter and payment by letter

"Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by Bank Card Testing Center and supported by financial services provided by China UnionPay Interbank Information Exchange Network. Credit card repayment pass

Using the "Repayment Pass" for repayment, the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.

5. Repayment at the issuing bank

The repayment methods mainly include: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

6, convenience store repayment

Convenience store repayment, mainly through the smart payment terminal installed in convenience stores to complete repayment. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.

If the credit card fails to repay on the repayment date, it will lead to overdue. For the parties, we must take relief measures, negotiate with the bank in time, and re-establish the repayment plan. If I choose not to pay attention to it after the deadline, not only will I have to bear high interest, but my credit will also be damaged, and I will be seriously sued by the court.