The convenience card is a credit card. By querying the bank official website display. The convenience card is a credit card. Convenience card is a kind of credit card introduced by some banks. In addition to the related functions of credit cards, cardholders can also enjoy related convenience services. So the convenience card is a credit card. Convenience card is a credit product with the function of "debit card+small loan". Mainly provided by rural commercial banks and rural credit cooperatives for their customers. Convenience cards, also known as credit cards, are credit certificates issued by commercial banks or credit card companies to eligible consumers.