Hello, the annual fee for a China Merchants Bank credit card is RMB 100/year for a regular card and RMB 300/year for a gold card. The annual fee is charged once a year. If you apply for 2 cards or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year. If you successfully apply for a China Merchants Bank credit card (except unlimited card/platinum card/business card/ANA co-branded card/VISA MINI card/MSN MINI card/VOGUE titanium card/HELLOKITTY fan gold card/MISS KITTY perfume credit card).

The first-year annual fee will be waived or waived by China Merchants Bank’s credit card or its partners if you make 6 purchases with a single card within a full year of validity of your card (from the date of card issuance, not a natural year). The amount and form are not limited), the annual fee of the card for the next year can be reduced. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time.

Currently, credit cards do not charge annual fees before the card is opened. If you do not need a credit card, you can call our credit card customer service hotline 4008205555 and the transfer service specialist will handle cancellation for you. Cancellation is free of charge.

If you have any other credit card questions, you can add the credit card QQ corporate customer service (4008205555) or WeChat (China Merchants Bank Credit Card Center) for consultation. Thank you for your attention and support to China Merchants Bank!