Hello, if you use China Merchants Bank's credit card for overseas online payment, after selecting the goods to be paid, enter the credit card number, expiration date and CVV2. You don't need to activate the online payment function in advance and you don't need a password. If you are prompted to enter the VISA or MASTER verification transaction code, you need to enter the credit card inquiry password. When paying through foreign websites, some websites need to pass security verification before the transaction can be successful. It is suggested that VISA/MASTER network authentication service can be opened first.

Online payment channels won't let you choose.

At present, there are two basic credit card swiping lines in our bank, UnionPay line and international line (VISA, MASTERCARD, JCB or American Express, etc.). ). If you swipe your card on an international line, it will be settled in US dollars. Since the credit card consumption abroad will be settled in US dollars, if the consumption amount is not US dollars, there will be an exchange fee between the two currencies, that is, 65438+ 0.5% of the transaction amount, and the exchange fee will be charged by the bank on behalf of international organizations. If the consumption amount is USD, no settlement fee will be charged. If you use a full-currency credit card, you can spend in any foreign currency in the world, and there is no currency exchange fee. The function of purchasing foreign exchange will be automatically activated, and foreign currency consumption will be repaid with RMB. )