What should I do if the books borrowed from the library are overdue?
Overdue library borrowing of books generally does not affect personal credit reporting, but different libraries have different regulations, and the penalties for overdue borrowing of books are also different. Generally, libraries will deduct deposits and fines for overdue borrowed books. If a borrowed book is overdue, we only need to pay the fine and return the books in a timely manner in accordance with regulations. Please pay attention to taking care of the books when borrowing them in the future and returning them in time.
Introduction to credit report inquiry channels
1. Where can I check credit reports offline?
1. Counter inquiry: More than 2,100 inquiry points in the branches of the People's Bank of China provide inquiries at the counter and self-service inquiry machines
2. Self-service inquiry machines: The People's Bank of China provides inquiries through branch inquiry points and some Commercial bank outlets provide more than 7,000 self-service inquiry machines
3. Bank self-service teller machines: self-service teller machines, counters, self-service inquiry machines and credit reports in some pilot branches of Industrial and Commercial Bank of China, China Construction Bank and China Merchants Bank For details of the inquiry process, you can log on to the official website of the Credit Reference Center: www.pbccrc.org.cn or call the official customer service hotline of the Credit Reference Center: 4008108866.
For bank self-service teller machine information, please call the customer service hotlines of Industrial and Commercial Bank of China, China Construction Bank and China Merchants Bank. If you want to check your credit report offline, please remember to bring your valid ID!
2. Where can I check my personal credit report online?
1. Log in to the official website of the Credit Reference Center: www.pbccrc.org.cn and enter the "Internet Personal Information Service Platform" to operate.
2. Bank online banking: Industrial and Commercial Bank of China, China Construction Bank, China Merchants Bank, China CITIC Bank, China Guangfa Bank, Shanghai Pudong Development Bank, China Minsheng Bank, Postal Savings Bank of China
3. Mobile banking APP: Industrial and Commercial Bank of China Bank, Bank of China, China Construction Bank, Bank of Communications, China CITIC Bank, China Everbright Bank, China Merchants Bank, China Guangfa Bank, Ping An Bank, Shanghai Pudong Development Bank, Minsheng Bank, Agricultural Bank of China, Postal Savings Bank and China UnionPay Cloud QuickPass APP
< p>3. Where can I check corporate credit reports online?1. Bank online banking: Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of Communications, China Merchants Bank, China Guangfa Bank, Shanghai Pudong Development Bank, Bohai Bank, Bank of China, Ping An Bank, Minsheng Bank
2. Mobile banking APP: Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of Communications, China Merchants Bank, Shanghai Pudong Development Bank, China Guangfa Bank, Ping An Bank, Minsheng Bank
Note: The Credit Information Center is currently authorized to conduct nationwide commercial banking The bank's online banking and mobile banking APP, China UnionPay Cloud QuickPass APP, and commercial bank self-service teller machines provide credit report inquiry services. Inquiry channels that are not authorized by the credit reporting center are illegal and carry the risk of information leakage!
The pilot bank inquiry channels and coverage area progress are different. For details, please log on to the official website of the Credit Reference Center: www.pbccrc.org.cn or call the official customer service hotline of the Credit Reference Center: 4008108866; for related information, you can also Consult the customer service hotline of the pilot commercial bank.