ICBC's account cancellation card can be cancelled through ICBC telephone banking or at the counter. ICBC card return method: 1. ICBC Telephone Banking Cancellation: Credit cards can only be cancelled if they are debt-free. Cancel calling the customer service hotline of the corresponding bank, enter information according to the prompt, and cancel the account. 2. ICBC's counter cancellation.
1. Industrial and Commercial Bank of China: Industrial and Commercial Bank of China (ICBC) was established on 1984 65438+ 10/0. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.
2. Credit card: Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.
3. Credit card classification: Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
4. Credit card consumption: Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the billing day.
How to cancel the credit card (debit card) of ICBC? What are the precautions?
ICBC's credit card (debit card) does not need to be cancelled in advance, and it can be cancelled in the following two ways:
1, bank outlets
Bring your valid ID card and credit card (debit card) to any ICBC outlet and fill out a form at the counter to cancel the credit card (credit card);
2. Customer service telephone number
Cardholders can call ICBC's credit card (debit card) customer service telephone number 95588 or 400-669-5588, and cancel their credit cards (debit cards) after verifying their identities.
In addition, before canceling ICBC's credit card (debit card), make sure there is no deposit, debt, etc. Remember to cut off the magnetic stripe of the card after cancellation and before discarding it. If you have no other account in ICBC, you can also cancel your card and account together, and you can enjoy the courtesy of new customers in the future.
ICBC Credit Card Cancellation Process
1. Call the 95588 ICBC customer service hotline, and you will need the local phone bill. The whole journey takes about 4 minutes.
2. Manual service, enter your own key number, and then press # to enter your password.
3. In manual call, direct balance is not needed, and the balance can be transferred to the designated bank card.
4. Confirm once and press 1 twice to cancel. Note that online banking is still there, and it is best to remove the bound Alipay.
Users can go to the offline counter with ICBC credit card, and handle the account cancellation business after submitting the account cancellation information. Cardholders can also call the issuing bank directly, and then go directly to cancel their business manually. After handling the cancellation business, the user must call the bank customer service 45 days later to confirm the final result of canceling the card.
No matter what method users use, they need to check whether the credit card is in arrears first. If it is overdue, it needs to be paid off immediately. After payment, you can bring your ID card and credit card to the bank counter to fill in the application form for card cancellation, handle the account cancellation business and cut the card.
Account cancellation refers to the cancellation of a single credit card under an individual's name. The next time you apply for a credit card from the same bank, you can enjoy the rights and interests of new users after cancellation. If you don't cancel, you can't enjoy the rights.
It is very simple for users to cancel their credit cards. The user directly inquires the bill of the card he wants to cancel and confirms that all the money has been paid off. Then the working bank calls customer service and directly cancels the card. After completing the cancellation business, users can unbind the payment and debit agreements of various payment platforms and cut the destroyed cards at the same time.
This concludes the introduction of how to cancel the industrial and commercial credit card and how to cancel the industrial and commercial credit card and take out the balance. I wonder if you found the information you need from it?