How to cancel credit card binding on WeChat

To cancel credit card binding on WeChat, the specific steps are as follows:

Operating environment:

Brand model: iPhone13

System version: iOS15.3.1

App version: v8.0.18

1. Open the WeChat application on your mobile phone, enter the WeChat main interface, and click Go to "Me" - "Wallet" in the lower right corner of the WeChat homepage to enter the "My Wallet" interface.

2. Click "Bank Card" in the upper right corner of the "My Wallet" interface to enter the bank card management interface.

3. Select the credit card you want to unbind, click to enter to view the credit card information, including single transaction limit and daily limit, etc., click on the three-dot icon in the upper right corner.

4. There will be an "Unbind" bar at the bottom. Click "Unbind" to enter the authentication interface.

5. Enter the WeChat payment password on the "Unbind Bank Card" interface to verify your identity. Once the verification is passed, the credit card will be unbound.

6. After the unbinding is successful, your mobile phone will receive a text message from the bank to which the credit card belongs, indicating that the credit card appointment was successfully released.

CreditCard is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. The form of a credit card is a card with the name of the card-issuing bank, validity period, number, cardholder name, etc. printed on the front. Consumers holding credit cards can go to a special commercial service department to shop or consume, and then the bank will work with the merchant and the cardholder to The cardholder can make an overdraft within the prescribed limit.

You can collect money on WeChat without a bank card bound. The money received will be placed in WeChat change. You can use the money in the change to send red envelopes, transfer money, WeChat payment and other operations, but it is not bound. Cash withdrawals cannot be made with certain bank cards. If you want to withdraw cash, you need to bind your bank card in WeChat to operate.

WeChat change is the funds in WeChat payment, which supports the collection of recharge, withdrawal, payment and other functions. Recharge means using a savings card to add money to the change; of course, you have to bind your bank card. To withdraw cash, transfer the funds in the change to the debit card; reminder, WeChat change cannot be transferred to QQ change, because these are different systems developed by the two companies. Only through the medium of bank cards can the two communicate with each other. For payment, you can use change when paying with WeChat; the money your friends transfer to you is basically in the change, and you can use it as you like.

WeChat was planned and launched by Shenzhen Tencent Holdings Limited in October 2010, and was built by the product team of Tencent Guangzhou R&D Center led by Zhang Xiaolong. Tencent launched an instant messaging software on January 21, 2011 that supports mobile operating systems such as Android and iOS. It is targeted at smartphone users. Users can share text, pictures and stickers with friends through the client, and support group chat and voice, video intercom function, broadcast (one-to-many) messages, photo/video sharing, location sharing, messages Communication, WeChat payment, wealth management, games and other services, as well as a feed for sharing streaming media content and location-based social plug-ins "Shake", "Friend Detector" and "Nearby People" are quickly added Friends.

How to unbind credit card repayment via WeChat

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: v8.0.17

WeChat credit card unbinding process: Open WeChat, enter the WeChat wallet, directly find the credit card repayment service, and unbind the credit card that needs to be repaid. . After unbinding the credit card, WeChat will no longer perform automatic repayment on the repayment date. If the user is still using the card, please pay attention to repay it on time on the repayment date. The user no longer needs the card and must go through the cancellation procedures in time.

1. Does WeChat charge a handling fee for credit card repayments?

1. WeChat now charges a handling fee for credit card repayments.

Starting from August 1, 2018, except for Platinum and Gold members of Wealth Management, and users who have fixed transfers of more than 500 yuan in the "Aiding Investment Plan" can continue to enjoy free repayment services, other users can repay their credit cards through WeChat. There is only a free limit of 5,000. After the accumulation exceeds 5,000, a 0.1% handling fee will be charged for repaying the credit card through WeChat.

2. When performing repayment operations on WeChat, the handling fee is paid together with the repayment amount. And in addition to WeChat charging for credit card payments, Alipay now also charges for credit card payments. Starting from March 26, 2019, there is only a basic free limit of 2,000 yuan per month for credit card payments on Alipay, and a 0.1% handling fee will also be charged for the portion exceeding the free limit.

2. How to delete the card for credit card repayment in WeChat

1. Enter WeChat, click My, and then click Pay.

2. Enter the payment interface and click on credit card repayment.

3. Enter credit card repayment and click My.

4. Click Manage Credit Cards.

5. Select the credit card you want to delete.

6. Enter the credit card details and click Remove Credit Card.

7. A deletion prompt will appear on the page, then click Yes.

3. How to repay credit cards for free on WeChat

From August 1, 2018, the rules for repaying credit cards on WeChat have changed from the previous free limit of 5,000 yuan per month to every payment. There is a 0.1% handling fee, but WeChat still provides two ways to repay credit cards for free, but there are certain threshold requirements.

1. Wealth Management Membership Level

Tencent Wealth Management Membership level reaches the platinum or gold level, and you can enjoy the special privileges of Wealth Management for making an appointment to repay your credit card, that is, no handling fee will be charged when repaying the loan. . Currently, in order to become a gold member of Wealth Management, you must have a wealth management value of 100,000, which has relatively high requirements on personal assets.

2. AiDingTou service

Enable Tencent Financial Management AiDingTou service, set a single plan amount of 500 yuan or more, and after successful transfer every month, you can also enjoy free credit card repayment via WeChat privilege. If you choose a fixed investment in a currency fund product, it is relatively easy to transfer 500 yuan regularly every month and withdraw it after meeting the requirements.

How to delete WeChat credit card binding

The procedure for deleting WeChat credit card binding is the same as deleting bank card binding. The first step is to open WeChat. The second step is to click My in the lower right corner. The third step is to click to pay. The fourth step is to click on the wallet. The fifth step is to click on the six bank cards to delete the credit card

How to delete the credit card added on WeChat?

Open WeChat Wallet, click "Bank Card" - click the bank card you want to delete, click "..." in the upper right corner, and unbind.

How to delete the credit card in credit card repayment in WeChat

Log in to the WeChat client-[Pay] (WeChat version is lower than 7.0[Purse])-[Credit Card Payment]-[Me ]-[Credit Card] Management selection requires setting up a credit card; click the Delete Credit Card button below.

1. How to cancel

1. Open the "My" order in the micro order and find "My Card"

2 Click "Bank" above Card" to display the information bound to the bank card

3. Click "..." in the upper right corner and click the bank card. , click "unbind"

4. Enter the payment password to unbind

Hello, after verifying the single card and withdrawal password, WeChat Bank will bind a card Go to WeChat Bank. Once bound, you can enjoy account change notifications, financial planning calendar reminders and inability to withdraw reservations. To unbind, verify and extract the password again and unbind.

2. Features of WeChat repayment

Speed ??to account:

After the user repays, the amount can be restored in real-time or quasi-real-time, the fastest possible is the account. CITIC Bank, Ping An Bank, Agricultural Bank of China, Agricultural Bank of China, China Everbright Bank, Shanghai Pudong Development Bank, Bank of Ningbo, Bank of Guangzhou and other 17 banks support real-time account arrival;

Features:

< p>WeChat credit card repayment innovatively launches repayment and other functions for reservation repayment and crowdfunding.

Among them, through scheduled repayment, users can save the repayment funds in Tencent Wealth Management to add value before the repayment date and automatically repay the credit card account before maturity. At the same time, whether through crowdfunding or repayment, users can invite WeChat friends to repay them, which also strengthens the interaction between friends.

3. How to charge for WeChat repayment

1. Starting from August 1, 2018, we will charge 0.1% of the payment amount for each WeChat card repayment (processing The fee will be calculated to 2 decimal places, with a minimum of 0.10 yuan);

2. When the user performs the repayment operation, the service fee is paid together with the repayment amount;

3. In order to thank With continued user support, we will continue to roll out random reductions and other activities.

How to delete credit card repayment statements in WeChat

WeChat credit card repayment statements cannot be deleted.

The specific steps to delete a credit card repayment card are:

Step one: Enter the WeChat wallet interface.

Step 2: Click Manage Credit Card, and the following interface will appear.

Step 3: After entering the credit card management interface, select Manage Credit Card.

Step 4: The key step. After opening, click the single arrow behind the bank card to enter the next interface

Step 5: Select the place marked with the red five star below and delete it. The credit card.

Step 6: A dialog box appears, select "Yes".

Step 7: After deletion, it will be like this, and it will be the same interface again.