The credit card payment has been repaid, and the refund will not have any impact on the use of the credit card or personal credit record. Credit card refunds are normal and will be returned to the credit card account in the form of premium. Users only need to pay attention to whether the refund has arrived. In addition, if it is impossible to determine whether a refund will occur, the user can temporarily not confirm receipt of the goods, and the consumption amount for unconfirmed receipt will not be included in the bill.