Measures for the Administration of Corporate Official Cards (for Trial Implementation)

Article 1 In order to meet the needs of payment and settlement management of budget units, further enrich the types of corporate official cards and improve the system of corporate official cards, these Measures are formulated in accordance with the relevant provisions of the fiscal treasury management system and bank card management.

article 2 the term "corporate business card" as mentioned in these measures refers to the credit card held by the staff designated by the budget unit and used only for official expenses and financial reimbursement, with the unit as the main body responsible for repayment.

business cards include corporate business cards and personal business cards. Personal business card is a credit card held by the staff of the budget unit, which is mainly used for official expenses and financial reimbursement, and is associated with personal credit records.

article 3 the corporate business card adopts the standard unionpay credit card with the Bank Identification Number, BIN) of the issuing bank beginning with "628", and the "corporate business card" is marked in Chinese at the upper right of the front of the card, and the cardholder's personal name (Chinese pinyin or English letters) is marked at the lower left of the front of the card. Corporate business cards are unified with IC chip media conforming to PBOC3. standard, and it is forbidden to issue pure magnetic stripe cards.

article 4 within the scope of the agency bank for official cards, the budget unit shall choose a bank as the issuing bank for official cards of the unit (hereinafter referred to as the issuing bank).

article 5 the budget unit shall, according to the actual situation of its official expenditure, designate a few specific personnel to hold the official card of the unit, and each unit shall generally have no more than 4 personnel. Under special circumstances, the number of cardholders can be increased as appropriate, and in principle, it should not exceed 8.

article 6 the cardholder of the company's official card shall be the official staff of the budget unit. Each cardholder has one card, and one person is not allowed to hold more than one corporate business card.

when the cardholder leaves the company due to resignation, retirement and other reasons, the budget unit should handle the card cancellation procedures in time. If the cardholder changes, the unit shall cancel the original cardholder card, designate a new cardholder according to the standard card application process, and handle and use the official card of the unit.

article 7 the credit limit of the corporate official card account shall be applied by the budget unit to the issuing bank, which shall verify it.

multiple corporate business cards of each budget unit * * * enjoy a total credit line of one account, and the upper limit of the total credit line during the pilot period is tentatively set at 5, yuan. More than 5, yuan, should be approved by the competent department of the unit. The approval result shall be provided to the issuing bank.

within the total amount, the budget unit can negotiate with the issuing bank to allocate the credit line of each card. When the total amount of the account cannot meet the temporary needs of official payment, the budget unit may apply to the issuing bank for temporary adjustment. The relevant information about the temporary adjustment shall be reported to the competent department of the unit for the record. Upon the expiration of the temporary quota adjustment period, the issuing bank shall promptly restore its original quota.

article 8 the budget unit shall bear the repayment responsibility for the official card of the unit.

article 9 the corporate business card can only be used for official expenses, and it is forbidden to be used for personal expenses, installment payment, cash deposit and withdrawal, and it will not generate points or be returned by the card issuing bank.

article 1 both corporate business cards and personal business cards are applicable to the settlement items specified in the compulsory settlement catalogue of business cards. After issuing corporate business cards, personal business cards are mainly used to settle travel expenses, while corporate business cards are mainly used to settle other expenses other than travel expenses.

article 11 both corporate business cards and personal business cards can be paid and settled through offline and online channels (online purchase of goods or services, etc.). The company's official card must be verified by "password+signature" when it is used for offline transactions. Point of Sale, POS) purchase orders for offline transactions, and record credentials for online transactions can be used as supplementary reimbursement vouchers. Merchant invoice is a necessary reimbursement voucher.

article 12 the corporate business card shall be reimbursed by using the current agent bank business card support system (or the business card module of the treasury centralized payment management system of the financial department), and shall be included in the dynamic monitoring scope of budget execution of the financial department. The relevant provisions on reimbursement and dynamic monitoring shall be implemented with reference to personal business cards.