Xingxin Borrowing is a credit product of Toutiao, which is somewhat similar to Borrowing. It is only open to some users. Once the users are qualified, they can borrow money within the limit. Many users are very concerned about the credit report when borrowing money from Anxin Borrow. They want to know whether the credit report will be checked by Anxin Borrow. Can they borrow money if their credit report is not good? Here’s the answer for you.

Can Toutiao trust you to check your credit score? Although Anxindai is a lending product of Toutiao, it is not lent by Toutiao, but by the licensed financial institutions it cooperates with. Therefore, whether a credit check depends on the regulations of these financial institutions, that is, the funding side. You can rest assured that the three licensed financial institutions and commercial banks, Bank of Nanjing, Xinwang Bank, and Bank of China Consumer Finance, will provide loan funds. Please note that these three lending institutions are connected to the central bank’s credit reporting system and have the right to check your credit reporting. of. In addition, during the application process, Anxinjian will have a clause that authorizes you to check personal credit information, which means that you will check your credit information when you make money.

Can I borrow money from Toutiao with confidence if my credit check is not good? As mentioned in advance, you can rest assured that loans are provided by licensed financial institutions. During the review process, these institutions will go to the central bank's credit reporting system to check the applicant's personal credit status. If your credit score is not good, such as credit cards or loans that are overdue multiple times, If you don't pay it back, your application will definitely be rejected if it is put on the bank's blacklist. In addition, if too many credit inquiries lead to too much credit, such as applying for multiple credit cards at one time or applying for loans from multiple banks, the funder will think that you are short of money and doubt your ability to repay. will be rejected. It can be seen that if you want to successfully borrow money with Guanxin Lending, it is recommended to maintain your personal credit record and try to wait until the bad credit is eliminated before applying, or wait until the bad credit record is covered before applying. The above is the relevant introduction to "Today's Toutiao, can I borrow with confidence and check my credit report? Can I borrow if my credit report is not good?" In short, Anxin Borrow provides funds from formal licensed financial institutions, so they will check the credit report, and they attach great importance to the applicant's credit report. If the credit report is not good, it is recommended not to apply.