Credit cards have annual fees, but in order to attract users to use credit cards, banks have also launched corresponding annual fee-free policies.

Generally speaking, the annual fee for a China Merchants Bank credit card is 300, which usually refers to the annual fee for a regular China Merchants Bank credit card. According to the annual fee regulations of China Merchants Bank credit cards, you can avoid the annual fee by swiping your card for consumption.

Generally speaking, users can waive the annual fee by swiping their card 6 times per year. If the cardholder does not reach the required number of card swiping purchases that year, he or she can also apply to China Merchants Bank customer service for supplementary swiping to refund the deducted annual fee. However, users need to first apply to China Merchants Bank customer service for a recharge. After the bank accepts the application, the cardholder can then use their credit card to complete the payment task, and then they can apply for a refund of the annual fee.

It is worth noting that the annual fee-free policy of most China Merchants Bank credit cards is that the annual fee is waived in the first year after the card is purchased. The annual fee for the next year can be waived by swiping the card 6 times a year, and for swiping the card, There is no limit to the amount.

Judging from the above, it is relatively easy to waive the annual fee for China Merchants Bank’s credit card. As long as the cardholder can meet the card consumption requirements stipulated by the bank, the annual fee can be waived.