Applicants should be 18~60 years old (foreigners 25~60 years old), have certain economic ability and good credit record.

The result of credit card application is subject to the actual exam.

Credit card application and copy of ID card (foreigner: passport and residence permit or employment certificate; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit) and the work certificate issued by the unit.

Providing the following information will help to increase the credit limit. A copy of the bank's savings account flow sheet for the last three months; The original proof of the balance of assets in the wealth management account opened by the bank; A copy of the property ownership certificate (including my name)+a copy of any water, electricity and coal invoices of the property in recent 3 months; A copy of my driver's license.

Extended data:

Consequences of overdue credit cards

1. The liquidated damages are generally the minimum repayment amount, that is, 5% of the unpaid part.

2, the interest rate is high, and it is rolling interest. When there are many debts, the interest rate is scary.

3. Overdue will tarnish the credit record, resulting in the inability to handle financial needs such as buying a house and lending in the next two years.

4. The overdue payment is more than 3 months, and the amount exceeds 1 000 yuan, and the bank has repeatedly failed to make dunning. At that time, you will not only pay back the money, but also bear criminal responsibility.

References:

Baidu encyclopedia-credit card