CCB decoration loan calculator
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The target of personal housing renovation loans is China citizens aged 18 to 6 with full capacity for civil conduct.
Conditional editor The borrower must meet the following conditions at the same time:
(1) Have a legal identity document, a local permanent residence or a local valid residence certificate;
(2) It has a good reputation, a stable economic income and the ability to repay the loan principal and interest on schedule;
(3) Being able to provide the guarantee method recognized by CCB or having the credit qualification recognized by CCB;
(4) Home Decoration Project Contract signed with decoration enterprises, or Home Decoration Material Purchase Contract and Kitchen and Bathroom Equipment Purchase Contract signed with decoration material suppliers, or providing home decoration budget;
(5) Other conditions stipulated by China Construction Bank.
the starting point of personal housing renovation loan for quota editing is RMB 5, (including RMB 5,), and the maximum amount shall not exceed RMB 15, (including RMB 15,). Among them: if secured by mortgage, the loan amount shall not exceed 7% of the value of collateral; If the mortgage is used (only the deposit certificate of China Construction Bank), the loan amount shall not exceed 9% of the value of the pledge.
term editor: the minimum term of personal housing renovation loan is half a year, and the longest term shall not exceed 5 years (including 5 years). Among them, the loan decoration house is a non-owner-occupied house, and the loan period shall not exceed 3 years (including 3 years).
interest rate editor The personal housing renovation loan interest rate is implemented according to the loan interest rate for the same period stipulated by the People's Bank of China, and can fluctuate up and down within the specified range.
processing method editor The borrower applies for personal decoration loan business through the branch of China Construction Bank that offers personal housing decoration loan business.
The editing of operating procedures generally includes five stages: acceptance, investigation, approval, distribution and post-loan management.
1 Acceptance
2. Preliminary examination of qualifications and conditions
3. Acceptance of application
4. Investigation
5. Approval
6. Issuance
7. Withdrawal
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CCB loan interest calculator
If you want to try out "monthly payment/"
If you handle personal loans at China Merchants Bank, the execution interest rate of existing loans can be inquired through mobile banking. Please log in to mobile banking: version 4., click My-All-Card-My Loan-Personal Loan Inquiry, select the loan to be inquired, click the drop-down option on the right, and then click Loan Inquiry-Loan Details to view the current execution interest rate. For version 5., click My-All-My Loan-Inquiry-Personal Loan Inquiry to view it.
CCB mortgage calculator
Log on to the website of China Construction Bank, enter the personal online banking, and then enter the financial calculator, and you will find the personal housing loan calculator in the personal loan calculator.
In p>29, CCB implemented a 7.8% discount. Because you don't know exactly how much mortgage you borrowed from CCB, you can't figure out the monthly repayment.
There are fund trading calculator, personal deposit calculator, personal loan calculator, stock trading calculator, etc. In the personal loan calculator, you can choose personal housing loan to calculate your own mortgage repayment. You can also choose a region with complete functions.