1. That 500 is the credit card quick payment limit. If you buy something with a credit card from a Taobao seller that supports credit card payment, you can pay the full amount.

2. Yes, the youth black card charges 5 yuan for any amount of cash withdrawal.

3. The repayment period of the credit card has nothing to do with the activation date. The last payment date for Bank of Communications credit cards is 25 days after the statement date. For your card, the statement date is the 2nd, so the repayment date of each month is the 27th.

For card purchases made from May 3rd to June 2nd, the final repayment date is June 27th, and for purchases made from June 3rd to July 2nd, the final repayment date is July 27th. No., and so on, the final repayment date for direct consumption from January 3 to February 2 is February 27.

Your consumption on April 27th, which is today, belongs to the billing cycle from April 3rd to May 2nd, and you only need to repay it before May 27th.

It is recommended that you try to make purchases on the 3rd of every month, which is the day after the bill date, to enjoy the longest interest-free period.