1 You cannot change the user of a bank card. If you don’t use it, you can cancel the account and others want to use it. You need to go to the bank to handle it.

2 Credit Card (English: Credit Card): Also called credit card. It is a non-cash transaction payment method and a simple credit service. Credit cards are generally 85.60 mm long, 53.98 mm wide, and 1 mm thick, special carrier plastic cards with consumer credit. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip. Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card, and repayment will be made on the billing date (English: Billing Date).

3 Classification of bank cards: Credit cards are divided into credit cards and quasi-credit cards. Credit cards are issued by banks and give cardholders a certain credit limit. Cardholders can A credit card that consumes money within the limit and then repays later; a quasi-credit card is a card issued by a bank, and the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient for payment, an overdraft can be made within the specified credit limit. quasi-credit card. The so-called credit card generally refers to a credit card only.