1. The applicant is a natural person who has reached the age of 18, has full capacity for civil conduct and can provide valid identification.
2. Have a stable and legal source of income and the ability to repay loans on time.
3. Good credit status and no bad records.
4. There are vehicles and car driving licenses in the name, and the vehicles provided cannot be the joint property of husband and wife, nor can they be trucks, buses and other types of vehicles.