1. Deposit interest rates are different

Credit card deposits are calculated based on current interest.

Credit card deposits do not accrue interest.

2. Different interest-free periods

Credit cards do not enjoy interest-free repayment period.

When making purchases with a credit card, you can enjoy an interest-free repayment period of a minimum of 25 days and a maximum of 56 days.

3. Different consumption methods

Credit cards are used as overdrafts first when the card-issuing bank provides bank credit, and then repaid or paid in installments. Most of them are used internationally. These are all cards.

Currently, the credit cards issued by banks in our country are basically quasi-credit cards, but cardholders are allowed to make good-faith, short-term, and small overdrafts for consumption purposes. Depending on the card type, the limit regulations are also different. Different, and repay within the specified period, and pay interest at the same time.