1. Loan platform

1. Alipay Ant Loan (version 10.2.33.80000)

Ant loan is a credit product of Ant Financial and requires Sesame You can only apply if your credit score exceeds 600. Interest is calculated on a daily basis. The daily interest rate is between 0.015-0.06 and can reach a maximum of 300,000 yuan.

2. Paipai Loan (version 9.9.7)

Paipai Loan is an ancient loan platform. The better the applicant’s credit status, the lower the loan interest rate, and the monthly The expected annual interest rate is about 1 to 2, providing loans of 3,000 to 500,000 yuan.

3. Xiaomi Loan (version 5.11.0.3822.1824)

Xiaomi Loan is a credit product launched by Xiaomi Finance. This is a pure credit unsecured loan product for Xiaomi users. The interest is based on The daily interest rate is calculated at 0.5, and the maximum loan amount can be 1 million yuan.

4. JD Gold Bars

JD Gold Bars is a credit product of JD Finance (version 6.2.40). Another product of JD Finance, JD White Bars, is very popular. The borrowing limit of JD Gold Bars The maximum amount is 200,000, and the daily interest rate is between 0.04-0.095.

2. Bank loans

1. China Construction Bank quick loans

China Construction Bank’s personal credit loan products are mainly “quick loans”. China Construction Bank Quick Loan can provide you with credit of up to 5 million yuan, mainly through online application, covering withdrawals, shopping, etc.

2. ICBC Financing Electronic Loan

ICBC Ringier Loan ranks second in the latest top ten bank credit loan rankings. ICBC Financial e-Loan can provide you with low-cost Loans of up to 600 yuan and up to 800,000 yuan can be used for up to 5 years.

3. China Merchants Bank E-loan

China Merchants Bank E-loan is a bank credit loan product specially provided for China Merchants Bank credit card users. The loan amount can reach up to 300,000 yuan, which can be borrowed and repaid at any time, and you can make money quickly.

4. Bank of China e-commerce loan

BOC e-Loan is an online loan product of Bank of China. The entire process can be applied via the web. The loan amount can reach 300,000 yuan, and the term of use is 12 months.

5. Bank of Communications Haoxiang Loan

Bank of Communications Haoxiang Loan ranks fifth in the top ten bank credit loan rankings. Bank of Communications enjoys pure credit loans, the amount of which depends on the borrower's situation, and the repayment period is 3-24 cycles.

6. Minsheng Bank’s small consumer loans

Minsheng Bank’s small consumer loans are a series of loan products launched by Minsheng Bank. You can rely on your social security and salary. Apply for credit such as tax forms.

7. CITIC Bank Credit Secondary Loan

CITIC Bank Credit ranks second and seventh in the latest top ten bank credit loan rankings. CITIC Bank Credit Secondary Loan can provide qualified customers with loans of up to 300,000 yuan, with a minimum loan term of 1 month and a maximum of 12 months.

8. Shanghai Pudong Development Bank Points Loan

Shanghai Pudong Development Bank’s Puyin Point Loan can provide loans of up to 300,000 yuan to people aged 18-60. The processing only takes about 3-5 minutes.

9. Agricultural Bank of China Online Quick Loan

Agricultural Bank of China Online Quick Loan is mainly targeted at loans for specific customers and can only be applied for after applying for a housing loan at Agricultural Bank of China. However, Agricultural Bank of China’s online agile loan ranks ninth among the top ten banks’ credit loan rankings due to its features of online application, quick approval, and anytime repayment.