Main business scope: handling RMB deposits, loans, and settlement businesses; handling bill discounts; agency issuance of financial bonds; agency issuance, redemption, and sales of government bonds; agency collection and payment; approved by the People's Bank of China Other businesses; handling foreign exchange deposits, foreign exchange loans, foreign exchange remittances, foreign currency exchange, acceptance and discounting of foreign exchange bills, trade and non-trade settlement (international settlement), foreign exchange settlement and sales (including domestic residents’ personal foreign exchange purchase business), authorized by the head office Non-financing foreign exchange guarantees, foreign exchange transactions authorized by the head office, issuance of foreign exchange bank cards, foreign credit card acquiring agency, credit, investigation, consultation and witness services, and other foreign exchange businesses approved by the head office.