How to calculate the interest of ICBC credit card installment car purchase?

ICBC credit card installment rate (lowest in China)

Phase III 1.03%, Phase VI 1.8%, Phase IX 12 3.58%, Phase VI18, 5.36%, Phase IV/kloc-0, 7.05%, and Phase III/kloc-0.

600 yuan, which has the lowest spending per credit card, can apply for installment payment.

If it is 6,543,800 yuan, apply for repayment in 36 installments.

Handling fee =100000 *10.43% =10430 yuan, which shall be paid in one lump sum at the first payment.

The principal payable in each installment = 100000/36=2777.77 yuan.

Initial repayment = handling fee+principal payable in each installment+remaining amount =10430+2777.77+0.28 =13208.05 yuan.