No matter which bank's credit card product, its card face will be printed with the expiration date. The validity period of BOC credit card is four digits below the card number on the front of the credit card, and the format is MM/YY. For example, if the last four digits of the card number are 08/ 17, it means that the credit card will expire on August 3 17.

According to the regulations of the Bank of China, credit cards are generally valid for five years, and will automatically expire after more than five years. If the cardholder does not continue to use the credit card after the expiration of the validity period, he shall notify the Bank of China in writing or in other ways recognized by both parties within 50 days before the expiration of the validity period, and go through the cancellation procedures. Otherwise, Bank of China will regard the cardholder as continuing to use the credit card and provide the cardholder with the service of replacing the new card.

The cardholder has not activated the credit card account within the validity period of the credit card, and China Bank does not provide card replacement service; In addition, Bank of China has the right not to provide card replacement service due according to the evaluation results of the cardholder's historical card use records; The cardholder's credit card debt will not change or disappear due to the expiration of the card validity period, card replacement and other reasons; For renewal customers, Bank of China will mail the new card to the cardholder's billing address before the credit card expires. After the new card is activated, the old card becomes invalid, and its account information, including transaction records, points and limit status, is transferred to the new card.