The error in the CITIC Bank credit card bill calculation formula is very obvious. In 2017 and 2018, it also provided free mailing of paper bills, but later refused to provide this service in order to deceive others. I am fortunate enough to have kept several complete copies of the paper bills and requested them to be stamped with the official seal. It can be clearly seen from the bill that the settlement formula of each period does not contain the information of the current period's repayment, but the repayment of the previous period is included in the current period's settlement formula. However, the repayment information of this period is not displayed in the formula (later you will find that it appears in the closing formula of the next period). This means that there is no corresponding repayment in each period, and all the repayments are misaccounted (repayments in this period are repaid to consumption in the next period, and repayments in the previous period are repaid to consumption in this period). Moreover, every new card user will not repay the first payment by default. And every user who cancels the card will have to repay the last period of consumption when canceling the card (which is equivalent to repaying the card twice, because the system will not let you cancel the card if you don't pay it back). This shenanigans of China CITIC Bank Credit Card Center has been running rampant for I don’t know how many years, and it has harmed so many ignorant Chinese users!

CITIC Bank is a fraudulent bank! If you look at the CITIC Bank credit card bill calculation formula, you will know where the mistake is: ① Bring the repayment of the previous period into the current period, and the repayments in the current period are not displayed in the current period ② Include the wrong repayment in the current period into the next period , which is equivalent to no repayment in each period. ③The consequences of this calculation are equivalent to using one period of repayment to offset consumption in two periods. ④The negative consequence of this is to increase the debt in each period in a disguised manner, and the longer the time, the greater the harm.

Who can CITIC Bank deceive with this childish trick of self-deception? Netizens, keep your eyes open to see if you have been fooled? CITIC Bank is a fraud bank! If you look at the credit card bill accounting formula of CITIC Bank, you will know where the mistake is: ① the last repayment is pulled into the current period, but the current period has been repaid in the current period is not shown ② the current repayment error is included into the next period, which is equivalent to no repayment in each period ③ the consequence of this calculation is equivalent to using a repayment to offset two periods of consumption. (4) The bad effect of doing this is to increase the debt of each period, and the longer the time, the greater the harm. Who can Citi Bank fool with this self-deceiving pediatric trick? Netizens, polish your eyes, see you have been duped?