Nowadays, fewer and fewer bank cards are used in modern life. Some bank cards can't be found in the wallet, and I don't know whether to put them at home or outside. In this case, don't worry. First, you can prepare the documents needed to report the loss of the bank card, and then call the bank where the bank card is located to report the loss. Then, check whether the lost bank card is bound to other loans at home, and contact the relevant loan bank to explain the situation at the first time. The new bank card can be used for replacement after it is reissued.
When we apply for a replacement card at the bank, we usually need to apply to the bank first. After that, the bank staff will verify our identity information, cancel the original card number, apply for a new bank card for the user, and recharge the balance in the previously cancelled bank card to the new card. In fact, this is convenient for both parties, and you can get a new card within an hour. When you go to the bank to reissue a new card, you just need to set the password and you can reissue it directly, but some people think it is very strange. Why can't the bank just find a blank card and reissue it directly? Although "changing cards" is really fast, the difference of the original card number will bring a lot of trouble to users. For example, to reissue a salary card, we need to report to the company to replace the bank card after replacement, and some of our payment tools need to be re-bound.
Unless some ordinary users strongly demand "changing the card number", the bank will change the original card number by default and apply for a new card for the user. Actually, it's quite troublesome to reissue the original card. You need to send the card number information to the card office for production. After it is produced, it will take users a few days to get it. This not only increases the workload of bank staff, but also makes users wait for a few more days. Therefore, except for those bank cards with better numbers, it is difficult for many other ordinary cards to enjoy the business of "changing numbers" when they are reissued. When going to the bank, the staff will also recommend the user to change the card directly.
With the development of technology, you will find that the bank card used to be a black magnetic stripe, but now it has become a chip card. The reason is that the magnetic stripe on the magnetic stripe card is easy to degauss and lose data, and the latest generation chip card is more secure than the original magnetic stripe card. So the old magnetic stripe card is lost, and the original card number will definitely not be replaced. If you don't change your bank card, these users with magnetic stripe cards will be at a disadvantage. Moreover, the card reading system of magnetic stripe card is different from that of chip card, which may not be used and will be more troublesome. Therefore, many banks do not give the original card number, not only to save trouble, but also for the sake of users, to avoid the situation that the bank card system is incompatible and unusable in daily use.
Related Q&A: Can I reissue the original card number if the bank card is lost? You can reissue the original card number, and you should indicate the original card number when you reissue it, because there will be an extra charge. The loss of bank cards must be reported first: 1. Applicants need to bring their valid certificates (ID card or copy of ID card) to the bank counter to go through the relevant formalities, and credit cards need proof of unit income or personal assets. 2. The process of applying for credit card and debit card is different. To apply for a credit card, you need to fill out an application form. The information required in the application form is true, and three pieces of information are indispensable. That is, personal identity certificate, residence certificate and personal income certificate. After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Handling debit cards is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant. 3. The reporting procedures of major banks are not exactly the same. If you lose it, you can report it temporarily by telephone or online banking, and then bring your ID card and other supporting materials to the bank counter to report it. Specific steps of bank card replacement: 1. Call the service number after the bank card, explain the situation and report the loss orally. Take my ID card to the bank to reissue it a week later. The regulations of all banks are similar. Generally speaking, it takes 7 days to report the loss orally and in writing, subject to the formal written report. After the formal written report of loss, the oral report of loss will automatically become invalid. If there has been no written report of loss, the frozen account will be automatically deactivated after the validity period, and oral report of loss can continue. 4. If it is an ordinary debit card, it can be done at the time (the next day) after the written loss report expires, and the account will be automatically transferred to a new card, and the new card will have a new account number. After entering the new password, you can continue to use it at that time. Loss reporting fee per time 10 yuan, and card replacement fee per 5 yuan. If you want to continue using your previous account, please ask the bank. 5. After the new card is completed, the old card will be automatically cancelled, so don't worry. First of all, we use the mobile phone number bound to the bank card to register and log in to the mobile banking APP (for example, Huawei p 10 mobile phone, based on Android 7.0 operating system), log in to the bank APP, enter "Account Management", select the bank card that needs to be replaced or reissued, then click "Card Management", select "Reservation for card replacement", and finally select the outlet where we want to get the card. Everyone knows the follow-up work, fill in the personal contact information according to the prompt, and then wait for the bank card notice.