Legal analysis: Yes, the credit limit will be relatively low. There is no direct relationship between subsistence allowances and credit cards. The subsistence allowance mainly examines the fixed assets of the family, personal income and the health of the family, while the credit card mainly examines the proportion of personal consumption expenditures, etc.

Legal basis: Article 33 of the "Notice on Issuing the "Credit Card Business Management Measures"" stipulates: Any unit that opens a basic deposit account in a financial institution within the People's Republic of China and the territory of the People's Republic of China may apply for Get the unit card. Several unit cards can be applied for, and the cardholder's qualifications shall be designated and canceled in writing by the legal representative of the applying unit or his authorized agent. Any citizen with full capacity for civil conduct can apply for a personal card. The main cardholder of a personal card can apply for supplementary cards for his spouse and relatives over the age of 18. There may be no more than two supplementary cards. The main cardholder has the right to request the cancellation of his supplementary cards.