1. You can apply for installment business with credit cards from banks across the country.

2. After you apply for a credit card, the premise when buying a mobile phone is that you can swipe the card for consumption. After swiping the phone, call the customer service number on the credit card and apply for installment payment. The amount and installment applied for by each bank are Different times have different requirements. Generally, the initial limit of a credit card is 2,000.

3. You can only use as much money as you have in your bank card. If you don’t have enough money, you can call the bank to make temporary adjustments. What you said can be turned negative is only a credit card overdraft. Some credit cards Yes, some can't.

4. There are no qualifications required to apply for installment payment. The bank will check your credit before allowing you to pay in installments. The review system of each bank is different, but generally there is no problem.