For a CITIC credit card interview, you need to bring your original ID card to the counter of any CITIC Bank branch, answer the simple questions you filled in when applying for the card, and then copy a paragraph to verify whether you are applying for it in person. If there is no problem, it will be accepted. The interview is passed, the card is successfully activated, and can be used normally. The whole process is very quick and simple.

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1. Credit card

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Card opening: Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. The card opening process is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the information is met, the card opening process is completed. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card. After opening a credit card, you generally need to set up a password for the card.

After accepting a credit card, a credit card merchant or bank must review the validity of the credit card and the identity of the cardholder.

Process:

1. Credit card interview means that the cardholder goes to the card issuing bank’s business outlet to sign in person.

2. After the general applicant submits the application online, the bank will send a text message to inform him that he has passed the preliminary review, and requires him to bring his ID card to the business outlet of the card-issuing bank for an interview within the specified time.

3. If the card issuer sends the credit card to the applicant, then the applicant needs to go to the bank for an interview to activate the card after receiving the credit card.

4. Applicants need to bring their ID card, credit card, and the "Card Collection Confirmation Letter" mailed with the card.

5. The interview is only to confirm the identity of the applicant, so the bank staff will ask for some personal information of the applicant to confirm that you are the applicant.

2. Precautions for credit card interview:

1. Preparation of information

What documents do the bank ask you to bring to the interview? You must ask this clearly in advance , usually the person and his or her ID card. If the bank requires proof of employment and other information, just prepare it yourself. If the visa is to be signed at a different location, it is best to prepare these documents in advance and do not make a second trip.

2. Information verification

During the interview, it is possible to verify the application information to ensure the accuracy of the applicant's information.

Therefore, before the interview, you should make enough preparations, remember the information filled in during the application, and avoid answering mistakes when you encounter questions, especially the name of the unit, address, etc.

3. Details

In addition to the above issues, the most basic thing is the details, such as neatly dressed, clean, etc., which can also give others a good impression.

4. Others

Some banks just follow a single process, so the interview is relatively simple and there is no possibility of being rejected. For a few banks, the interview is equivalent to a second review, so you need to provide more information.