The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:
Article 34 A citizen with full capacity for civil conduct may apply for a personal card. Personal card holders can apply for supplementary cards for their spouses and 18-year-old relatives, and the number of supplementary cards shall not exceed two at most. The holder of the main card has the right to request the cancellation of its supplementary card. ?
Units or individuals applying for credit cards should fill in the application form as required and send it to the issuing bank together with relevant materials. For those who meet the requirements, the issuing bank will open a credit card account for the applicant and issue credit cards. ?
Extended data
The functions of ABC Credit Card are as follows:
1. Integration of lending and borrowing, instant credit.
Huinong Credit Card has a powerful lending function. You can open current and multiple fixed sub-accounts, deposit your own funds and earn deposit interest. Moreover, after receiving the card, there is no need to go through other procedures, and we can directly overdraw the letter within the credit line approved by our bank, flexibly arrange our own production and operation funds, and manage family property.
2. Cyclic overdraft and quick turnover.
Within the credit line approved by Agricultural Bank of China, you can borrow and repay at any time according to your own funds, and the interest is calculated according to the actual days of use. After repayment, the credit line is immediately restored and can be used again, realizing rapid capital turnover, saving capital use cost and maximizing asset appreciation.
3. Full cash withdrawal is convenient to use.
Not only can you overdraw consumption, but you can also withdraw overdraft and transfer overdraft. Among them, the ratio of cash withdrawal overdraft and transfer overdraft can be up to 100% of the credit line, which can meet your capital needs for different purposes to the greatest extent.
4. High credit and flexible guarantee.
The credit of Huinong Credit Card can be obtained by credit guarantee, guarantee guarantee, pledge guarantee and mortgage guarantee. Combined with your credit status and guarantee method, the maximum credit line can reach 300,000 yuan.
5. Activities are combined with routine, which is easy to manage.
Under Huinong Credit Card, you can open RMB demand account and multiple RMB time sub-accounts at the same time, and you can easily manage your demand deposit and time deposit with only one card without other cards or certificates of deposit.
6. Pay by proxy, which saves worry and effort.
You can pay the water fee, electricity fee, communication fee, cable TV fee and other expenses through Huinong Credit Card, which will save you from running around. When the self-owned funds in the account are insufficient, you can also overdraw within the credit line by no more than 1000 yuan to pay the above expenses.
7. The main card is attached to the card, and the quota is shared.
You can open multiple supplementary cards for your family or friends according to your own situation, so that they can jointly use their own funds in your cards, or jointly use the credit line approved by our bank according to your requirements.
8. According to your requirements, you can control the payment times, amount and overdraft authority of the secondary card, and you can also cancel the secondary card at any time, allowing you to flexibly control the use of the secondary card.
Baidu Encyclopedia-Agricultural Bank Credit Card
Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business